Underinsurance
published on June 10, 2021 by admin
At PCLA we have noticed in recent times during claims we are handling that there is an increase in the number of property’s which are underinsured. Most of the time the property owners we are representing have not been aware that this is the case until we are in the middle of the claims process […]
read moreTrace and Access of an underfloor leak
published on April 13, 2021 by admin
Underfloor leaks are a common occurrence in Ireland as all our pipework tends to be hidden under the floor normally in concrete or under suspended flooring on ground floors. Several years ago plumbers had to jackhammer up concrete floors trying to trace and access leaks for repair purposes. This could involve removing undamaged floors and […]
read moreHave you had an oil leak?
published on December 7, 2020 by admin
This month at Property Claims Loss Assessors Ireland, we have come across several oil leaks. Oil leaks are very common at this time of the year because the temperatures are starting to drop after the summer so people are getting a fill of oil & turning there heating back on. Oil leaks can lead to […]
read moreAre you Sure you’re Insured?
published on November 3, 2020 by admin
This month at Property Claims Loss Assessors Ireland, we came across several potential claims where there was indeed a valid claim, but the client unknowingly had either no cover, or not enough cover, in place. Being uninsured or under-insured is a nightmare realization, especially when coupled with the stress the client is undoubtedly already under, […]
read moreUnderfloor leak
published on March 26, 2020 by admin
An underfloor leak can be hard to identify and could even take months before anything is noticed in some cases. Underfloor leaks can be identified in some cases by a constant filling of the water tank usually located in the attic or by a drop in the pressure within the heating system. Other indicators such […]
read moreChristmas Burglaries
published on December 5, 2019 by admin
Happy Christmas, it’s a time of year that most of us look forward to………….but for different reasons, unfortunately, thief’s especially look forward to this time of year. Gold and money seems to be the go to items to steal in any break-in, it’s a rare occasion these days would thief’s go for electrics such as […]
read moreStorm Hannah
published on May 8, 2019 by admin
We all heard the warnings last Thursday on the radio, that a status red storm Hannah was approaching. The actual definition of a status Red is below. Take action. Extremely bad weather is expected. Red means people in the areas concerned should take action now to keep themselves and others safe from the impact of […]
read moreWear and Tear
published on April 8, 2019 by admin
This is a common term used by insurance companies to decline a claim. As an example if you claimed for storm damage to a roof where parts of the roof are damaged and the survey by the insurance company reveals that the whole roof is in a bad state of repair, then they probably will […]
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My neighbours builder caused damage to my home?
published on March 27, 2019 by admin
As the building industry in Ireland is getting busier, renovation of old terrace houses is becoming more frequent. A competent builder will engage a surveyor to do a pre-construction survey of the adjoining houses before construction starts. This will preclude any person with existing cracks claiming that they’re new as a result of the works. […]
read moreSubrogation – Can an Insurer recover a claim pay-out from a third party
published on March 5, 2019 by Peter
A common issue arises in property claims when a house has been recently re-plumbed and a leak occurs relating to a faulty fitting. Under the policy the insurance company must pay for the damage caused by a leaking pipe fitting. If that faulty fitting was installed in the last 6 years then Insurers have the […]
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