Christmas Burglaries
published on December 5, 2019 by admin
Happy Christmas, it’s a time of year that most of us look forward to………….but for different reasons, unfortunately, thief’s especially look forward to this time of year. Gold and money seems to be the go to items to steal in any break-in, it’s a rare occasion these days would thief’s go for electrics such as […]
read moreStorm Hannah
published on May 8, 2019 by admin
We all heard the warnings last Thursday on the radio, that a status red storm Hannah was approaching. The actual definition of a status Red is below. Take action. Extremely bad weather is expected. Red means people in the areas concerned should take action now to keep themselves and others safe from the impact of […]
read moreWear and Tear
published on April 8, 2019 by admin
This is a common term used by insurance companies to decline a claim. As an example if you claimed for storm damage to a roof where parts of the roof are damaged and the survey by the insurance company reveals that the whole roof is in a bad state of repair, then they probably will […]
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My neighbours builder caused damage to my home?
published on March 27, 2019 by admin
As the building industry in Ireland is getting busier, renovation of old terrace houses is becoming more frequent. A competent builder will engage a surveyor to do a pre-construction survey of the adjoining houses before construction starts. This will preclude any person with existing cracks claiming that they’re new as a result of the works. […]
read moreSubrogation – Can an Insurer recover a claim pay-out from a third party
published on March 5, 2019 by Peter
A common issue arises in property claims when a house has been recently re-plumbed and a leak occurs relating to a faulty fitting. Under the policy the insurance company must pay for the damage caused by a leaking pipe fitting. If that faulty fitting was installed in the last 6 years then Insurers have the […]
read moreIs your Property Subsiding?
published on February 26, 2019 by Peter
So more and more cracks are appearing in your home, what do you do about it? You are covered for subsidence under your home insurance policy. Subsidence is a downward movement of your foundations and walls. If you think your floor is dropping in a certain direction this can be confirmed by a spirit level […]
read moreInstalling Wood Burning Chimney flues through an existing wall
published on February 20, 2019 by Peter
Over the years we have received calls from Clients who recently had wood burning stoves installed. The flues were projecting through existing walls. The manufacturers of these stoves have guidelines on clearance distances between these flues and any combustible material. On one of the fires we acted on, the flues went through an existing stud […]
read moreFaulty Plumbing Fittings
published on February 11, 2019 by Peter
Recently we have been asked to assess numerous claims involving newly installed plumbing systems. The problems were specific to a push on ¾’’ fittings with a rubber insert onto qual-pex piping on the hot water heating system. The inserts perish over time (2-3 years). The heating systems were failing joint by joint, as each fitting […]
read moreDuty Of Disclosure – When taking out an insurance policy
published on February 6, 2019 by Peter
Potential policyholders (proposers) have a duty of disclosure when taking out an insurance policy. ‘It is an implied condition in all contracts of insurance that the proposer shall make a full and complete disclosure to the insurer of all material facts relating to the risk to be insured’. Anything concealed is considered fraud and you […]
read moreSnow coming! Protect your roof
published on January 29, 2019 by Peter
Last winter we assessed hundreds of properties with snow damage to the roofs. When a roof or gutters become over loaded with snow or ice it can do terrible damage. Most roofs wouldn’t be designed to take that excessive weight. Equally a build-up of ice in a gutter can collapse a gutter. Roofs can collapse […]
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