“My property has flooded following the recent heavy rain and storms”

published on February 28, 2020 by admin

Property Claims Loss Assessors deal with many cases where properties both commercial and residential suffer flood damage. The recent unpredictable weather has seen vast amounts of rainfall which can lead to increased flood risk, and this must be considered by the policy holder. Home insurance policies will cover your loss in the unfortunate event where you need to make a flood damage claim.

Flood Risk to your Property

Structures and buildings which have been constructed in low lying areas can be vulnerable to flooding. A flood risk assessment should be carried out to determine the level of flood risk for the area your property is situated from nearby rivers, watercourses, tidal areas and whether the property is susceptible to flooding due to surface water run off during heavy rain or inclement weather.

Water Penetration

Ground water, service overflow, and driving rain can penetrate the fabric of the building through gaps or poor construction details in the structure.
There are vulnerable areas in buildings where water can penetrate, these usually being due to defective building materials or the inadequate provision of a barrier material such as damp proof course and damp proof membrane.

Please get in touch should you need any assistance with a flood damage claim.

Call us:
ROI: Land 01 5620082 Mob 087 6165435
NI: Land 028 95212991 Mob 077 95374150
Web www.pcla.ie Email info@pcla.ie

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