Insurance Claim News

Have you had an oil leak?

published on December 7, 2020 by admin

This month at Property Claims Loss Assessors Ireland, we have come across several oil leaks. Oil leaks are very common at this time of the year because the temperatures are starting to drop after the summer so people are getting a fill of oil & turning there heating back on.  Oil leaks can lead to […]

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Are you Sure you’re Insured?

published on November 3, 2020 by admin

This month at Property Claims Loss Assessors Ireland, we came across several potential claims where there was indeed a valid claim, but the client unknowingly had either no cover, or not enough cover, in place.  Being uninsured or under-insured is a nightmare realization, especially when coupled with the stress the client is undoubtedly already under, […]

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Underfloor leak

published on March 26, 2020 by admin

An underfloor leak can be hard to identify and could even take months before anything is noticed in some cases. Underfloor leaks can be identified in some cases by a constant filling of the water tank usually located in the attic or by a drop in the pressure within the heating system. Other indicators such […]

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Christmas Burglaries

published on December 5, 2019 by admin

Happy Christmas, it’s a time of year that most of us look forward to………….but for different reasons, unfortunately, thief’s especially look forward to this time of year. Gold and money seems to be the go to items to steal in any break-in, it’s a rare occasion these days would thief’s go for electrics such as […]

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Storm Hannah

published on May 8, 2019 by admin

We all heard the warnings last Thursday on the radio, that a status red storm Hannah was approaching. The actual definition of a status Red is below. Take action. Extremely bad weather is expected. Red means people in the areas concerned should take action now to keep themselves and others safe from the impact of […]

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Wear and Tear

published on April 8, 2019 by admin

This is a common term used by insurance companies to decline a claim. As an example if you claimed for storm damage to a roof where parts of the roof are damaged and the survey by the insurance company reveals that the whole roof is in a bad state of repair, then they probably will […]

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My neighbours builder caused damage to my home?

My neighbours builder caused damage to my home?

published on March 27, 2019 by admin

As the building industry in Ireland is getting busier, renovation of old terrace houses is becoming more frequent. A competent builder will engage a surveyor to do a pre-construction survey of the adjoining houses before construction starts. This will preclude any person with existing cracks claiming that they’re new as a result of the works. […]

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Subrogation – Can an Insurer recover a claim pay-out from a third party

published on March 5, 2019 by Peter

A common issue arises in property claims when a house has been recently re-plumbed and a leak occurs relating to a faulty fitting. Under the policy the insurance company must pay for the damage caused by a leaking pipe fitting. If that faulty fitting was installed in the last 6 years then Insurers have the […]

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Is your Property Subsiding?

published on February 26, 2019 by Peter

So more and more cracks are appearing in your home, what do you do about it? You are covered for subsidence under your home insurance policy. Subsidence is a downward movement of your foundations and walls. If you think your floor is dropping in a certain direction this can be confirmed by a spirit level […]

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Installing Wood Burning Chimney flues through an existing wall

published on February 20, 2019 by Peter

Over the years we have received calls from Clients who recently had wood burning stoves installed. The flues were projecting through existing walls. The manufacturers of these stoves have guidelines on clearance distances between these flues and any combustible material. On one of the fires we acted on, the flues went through an existing stud […]

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