Insurance Claim News

How to Prevent Water Pipes Freezing and Bursting

published on November 18, 2017 by Peter

It’s that time of year again when the bookies start speculating about a cold winter. The last big freeze in Ireland was in December 2010. It thawed out on new year’s day 2011 and we were very busy with claims. The majority of problems were pipes freezing in the attic space. As we all know […]

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Ideal Homes 2017

published on November 11, 2017 by Peter

PCLA recently exhibited at the Permanent TSB Ideal Home Show. With an attendance of over 26,425 high calibre visitors, and a satisfaction rate of 91%, the show was a resounding success overall. Key Facts for October 2017 Permanent TSB Ideal Home Show Attendance 26,425 Exhibitor Satisfaction 91% Demographic ABC1 78% Owner Occupier 85% 1st Buyer […]

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Protecting Your Property – Get it Insured Correctly

published on April 5, 2017 by Peter

In Property Claims Loss Assessors ltd (PCLA) the most common problem we have is people being underinsured. This could be as a result of the last recession where people sometimes get mixed up and think the value of your home is what you should insure it for. This is completely wrong you need to insure […]

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Water Damage Claims

published on March 1, 2017 by Peter

In Property Claims Loss Assessors (PCLA) we deal with water damage claims on a daily basis. Where a house is new or where the house has recently been replumbed we are being advised by Insurance companies that they may take a legal recovery action against the plumber in the case of a water damage claim […]

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The Causes of Fire

published on February 22, 2017 by Peter

Its amazing how we all view our homes as safe havens. We (in Property Claims Loss assessors Ltd) come across domestic fires on a regular basis. Thankfully in almost all situations there hasn’t been an injury or loss of life. In 20 years assessing we’ve dealt with two cases involving loss off life. In both […]

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SelfBuild & Improve Your Home Show – Belfast

published on January 14, 2017 by Peter

The SelfBuild & Improve Your Home Show will be in Titanic Exhibition Centre (TEC), Belfast on 17th-19th February 2017. We will have a stand there along with over 250 other exhibitors. It should be a great day with the chance to win prizes towards home improvements, and get expert advice on building, gardening, skills, planning […]

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Underfloor Leaks

published on December 6, 2016 by Peter

Homeowners may find it difficult to realise they have an underfloor leak. They may hear the tank in the attic refilling all the time. Or they might notice a drop in the heating system pressure gauge. Alternatively there may be a discoloration on the timber floors, floor tiles may be coming loose or boasted (hollow […]

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Thinking about Business Property Insurance?

published on October 15, 2016 by Peter

Insuring your business premises is just as important as insuring your home. Maybe, depending on what kind of business you’re in, it may be even more important. But insuring a commercial property has a few more potential problems and difficulties compared to insuring an ordinary household. In business you may need to consider Buildings, Business […]

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Case Study: Insurance Company Decline Storm Damage Claim

published on August 17, 2016 by Peter

We received a call two years ago from a distressed client. The chimney on his rented house had suffered serious storm damage and was about to collapse. The night before his tenant was so scared of the noise in the attic (i.e. parts of brick were hitting the ceiling) that she slept downstairs for safety. […]

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I Have Cracks in my Walls What Should I do?

published on by Peter

When people call us with this question then we see it as potential subsidence. I always ask the following questions in advance of our free visit. Are the cracks on both sides of the wall ie do they go right through the wall? If only on one side then it could be  just a crack […]

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