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Articles & News

Protecting Your Property – Get it Insured Correctly

In Property Claims Loss Assessors ltd (PCLA) the most common problem we have is people being underinsured. This could be as a result of the last recession where people sometimes get mixed up and think the value of your home is what you should insure it for. This is completely wrong you need to insure […]

Water Damage Claims

In Property Claims Loss Assessors (PCLA) we deal with water damage claims on a daily basis. Where a house is new or where the house has recently been replumbed we are being advised by Insurance companies that they may take a legal recovery action against the plumber in the case of a water damage claim […]

The Causes of Fire

Its amazing how we all view our homes as safe havens. We (in Property Claims Loss assessors Ltd) come across domestic fires on a regular basis. Thankfully in almost all situations there hasn’t been an injury or loss of life. In 20 years assessing we’ve dealt with two cases involving loss off life. In both […]

SelfBuild & Improve Your Home Show – Belfast

The SelfBuild & Improve Your Home Show will be in Titanic Exhibition Centre (TEC), Belfast on 17th-19th February 2017. We will have a stand there along with over 250 other exhibitors. It should be a great day with the chance to win prizes towards home improvements, and get expert advice on building, gardening, skills, planning […]

Underfloor Leaks

Homeowners may find it difficult to realise they have an underfloor leak. They may hear the tank in the attic refilling all the time. Or they might notice a drop in the heating system pressure gauge. Alternatively there may be a discoloration on the timber floors, floor tiles may be coming loose or boasted (hollow […]

Thinking about Business Property Insurance?

Insuring your business premises is just as important as insuring your home. Maybe, depending on what kind of business you’re in, it may be even more important. But insuring a commercial property has a few more potential problems and difficulties compared to insuring an ordinary household. In business you may need to consider Buildings, Business […]

Case Study: Insurance Company Decline Storm Damage Claim

We received a call two years ago from a distressed client. The chimney on his rented house had suffered serious storm damage and was about to collapse. The night before his tenant was so scared of the noise in the attic (i.e. parts of brick were hitting the ceiling) that she slept downstairs for safety. […]

I Have Cracks in my Walls What Should I do?

When people call us with this question then we see it as potential subsidence. I always ask the following questions in advance of our free visit. Are the cracks on both sides of the wall ie do they go right through the wall? If only on one side then it could be  just a crack […]

Top 5 Flood Preparation Tips

Floods are terrible things that cause a lot of devastation. Because cubits of wood are not so easy to obtain these days, the traditional method of flood preparation is out of reach for most people. Luckily there are still plenty of things you can do, as described in the following collection of tips. 1. Buy flood […]

Burst Pipes & Water Damage

When a pipe bursts, the damage caused can be devastating. It’s not just the physical damage caused to the property that is a problem, but you can also lose precious objects and things of sentimental value. Nor is the damage from a burst pipe confined to what is immediately obvious. Sometimes the water damage can […]