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Articles & News

Thinking about Business Property Insurance?

Insuring your business premises is just as important as insuring your home. Maybe, depending on what kind of business you’re in, it may be even more important. But insuring a commercial property has a few more potential problems and difficulties compared to insuring an ordinary household. In business you may need to consider Buildings, Business […]

Case Study: Insurance Company Decline Storm Damage Claim

We received a call two years ago from a distressed client. The chimney on his rented house had suffered serious storm damage and was about to collapse. The night before his tenant was so scared of the noise in the attic (i.e. parts of brick were hitting the ceiling) that she slept downstairs for safety. […]

I Have Cracks in my Walls What Should I do?

When people call us with this question then we see it as potential subsidence. I always ask the following questions in advance of our free visit. Are the cracks on both sides of the wall ie do they go right through the wall? If only on one side then it could be¬† just a crack […]

Top 5 Flood Preparation Tips

Floods are terrible things that cause a lot of devastation. Because cubits of wood are not so easy to obtain these days, the traditional method of flood preparation is out of reach for most people. Luckily¬†there are still plenty of things you can do, as described in the following collection of tips. 1. Buy flood […]

Burst Pipes & Water Damage

When a pipe bursts, the damage caused can be devastating. It’s not just the physical damage caused to the property that is a problem, but you can also lose precious objects and things of sentimental value. Nor is the damage from a burst pipe confined to what is immediately obvious. Sometimes the water damage can […]

How to Prevent Burst Pipes

Pipes can burst for all kinds of reasons, and also water pipes may be made from different materials, so that can affect both the tendency of them to burst and the causes. The most common cause of burst water pipes is freezing. This will affect both metal and plastic pipes, while pipes made from more […]

Flood Damage

Flood damage is very disruptive to your home or business and naturally you will want to do everything possible to get the damage repaired quickly. When these disasters happen, because of the volume of claims, Insurance companies may be slow in inspections and settlements. Hidden Flood Damage Flood damage is not limited to what you […]

Fire & Smoke Damage

Fire damage to your home can be a real tragedy, and sadly at such a time people often have to deal with the very stressful matter of making an insurance claim. Level of Damage Fire or smoke damage can be absolutely¬†devastating and sometimes results in the property having to be demolished and re-built. Even if […]

Hello Everybody

Christmas has come early for us here at PCLA!! Finally we are delighted to announce that PCLA is up and running smoothly; we would like to say a massive thank you to everybody who has helped to get us here, including all of our close friends and family. We could not have done it without […]

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